blue cross and Blue Shield Federal Employee Program (FEP) Keeps Medical Premiums Stable While Expanding Plan Offerings for 2019 | Blue Cross Blue Shield.
Is BCBS the same as BCBS FEP?
The Blue Cross and Blue Shield Service Benefit Plan, also known as the Federal Employee Program® (FEP®) , has been part of the federal employees health benefits (FEHB) Program since its inception in 1960.
What does fep blue focus mean?
FEP Blue Focus offers: Your first ten primary care doctor and specialist visits for just $10 each Generic prescription drug coverage And more budget-friendly benefits to keep you healthy.
What is the difference between BCBS basic and FEP blue focus?
Both Standard Option and basic option offer some level of dental benefits. Basic Option provides coverage for preventive dental care services only, while Standard Option provides coverage for preventive dental care and some other non-routine services. FEP Blue Focus does not offer dental benefits.
Is FEP federally funded?
The government contributes 72% of the weighted average premium of all plans, not to exceed 75% of the premium for any one plan (calculated separately for individual and family coverage).
What does FEP mean in insurance?
Washington – Today the Blue Cross and Blue Shield (BCBS) Government-wide Service Benefit Plan, also known as the Federal Employee Program ® (FEP®), introduced FEP Blue Focus SM , a new coverage option for the federal workforce and retirees in the Federal Employees Health Benefits (FEHB) Program.
Is Blue Cross Blue Shield standard better than basic?
There are some services not covered under Basic but covered under Stanard, and Standard allows you to go out of network, while Basic has zero coverage at domestic non-PPO providers except for emergency care.
Does FEP Blue Focus cover birth control?
Benefit Description Note: We waive your cost-share for generic oral and transdermal contraceptives when you purchase them at a Preferred retail pharmacy ; see section 5(f) pages 97-98.
Do I need to enroll in FEHB each year?
Once you enroll in a health insurance plan, your enrollment automatically continues each year, as long as you remain eligible for the program You do not have to reenroll each year.
What is PPO insurance?
A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers You pay less if you use providers that belong to the plan’s network.
How long can dependents stay on FEHB?
You can continue this FEHB coverage until your survivor annuity ends at age 18, or age 22 if you are a full-time student You can continue coverage beyond age 18 if you are incapable of self-support because of a mental or physical disability that existed before age 18.
What health insurance do most federal employees have?
Most federal employees participate in the Federal Employees Health Benefits Program (FEHBP) , a type of federal health insurance available to non-military, federal government employees and retirees. FEHBP is administered through the Office of Personnel Management (OPM).
How good is federal health insurance?
One of the best things about being a current or retired fed is the Federal Employee Health Benefits Program. The government pays more than 70% of the total premium Nobody can be turned down because of pre-existing conditions. And there are so many plans to choose from.
What does FEHB stand for?
Federal Employees Health Benefits (FEHB) Program (FEDVIP) | Benefits.gov. Thegov means it’s official.