Why Do We Need OSHC?

OSHC assists international students to meet the costs of medical and hospital care they may need while in Australia OSHC also includes ambulance cover and limited pharmaceuticals. Some exceptions may apply if you are a student from Sweden, Norway, or Belgium.

Why is OSHC important to Australia?

In most cases, hospital treatment will cost more than 1,000 AUD per day in Australia. OSHC helps international students cover the costs of medical treatment and services including emergencies Students can be carefree of the financial burden owing to possible health issues while in Australia.

What does Overseas Student Health Cover?

During your stay, OSHC will cover you and your family for visits to the doctor, some hospital treatment, ambulance cover and limited pharmaceutical medicines.

How much does OSHC cost in Australia for international students?

The cost of OSHC differs depending on the type of cover required. The lowest cost of minimum cover is AUD$478 for 12 months of singles cover, $2,600 for 12 months of couples cover and $4,200 for 12 months of family cover (as of September 2021).

Can I cancel my OSHC?

If you complete your course early or withdraw from your studies to return home, you can also cancel your OSHC.

Can I enter Australia without OSHC?

Overseas Student Health Cover (OSHC) is a requirement for the Student Visa (subclass 500) As with many temporary visas, Australia requires the visa holder to have health insurance to cover their time in Australia.

What does OSHC cover in Australia?

International students undertaking formal studies in Australia, and their dependents (for example, spouses and children under 18 years old), must obtain OSHC. It includes cover for visits to the doctor, some hospital treatment, ambulance cover and limited pharmaceuticals (medicines).

What is not covered by OSHC?

Specialist treatments not covered by OSHC Infertility treatments such as IVF Extras services such as going to a dentist, physiotherapist, optometrist, or other medical and alternative treatment services. Services not covered by Medicare such as laser eye surgery, cosmetic surgery, or experimental surgery.

How do I claim my OSHC money?

  1. Claiming is easy. You can submit claims for your OSHC online or by mail
  2. Claiming online. You can make claims for most medical services you have already paid for here through Online Member Services
  3. Claiming by mail. Complete the ahm OSHC claim form and send it with your receipts to:

Does OSHC cover surgery?

The Department of Health’s OSHC section states that all OSHC products must provide cover for: The benefit amount listed in the Medicare Benefits Schedule (MBS) fee for out-of-hospital medical services (e.g. a general practitioner cdoctor) 100% of the MBS fee for in-patient medical services (e.g. surgery).

Can OSHC be paid monthly?

Can I pay for my OSHC insurance in monthly installments? No. Your insurer will require that you purchase your entire OSHC policy upfront.

What is the best health insurance in Australia for international students?

Australia School Search. Australia has a special health insurance coverage for international students called Overseas Student Health Cover (OSHC) OSHC is insurance designed to help international students cover the costs of medical and hospital care that they may need while in Australia.

Can I get my OSHC money back?

You can request a refund of your OSHC for the following reasons: You paid for cover but are not coming to Australia. You have been studying in Australia and your student visa was not extended, was cancelled or a renewal/extension was refused. You are no longer on a student visa.

Does OSHC cover pregnancy?

You’re covered for any pregnancy related services including ultrasounds, blood tests, childbirth or termination , but there’s a 12 month waiting period for any pregnancy-related services if you have a valid OSHC.

Does OSHC cover birth control?

The OSHC generally does not cover contraceptive pills , but offers some co-payment on the IUD and implant. Once you pay for your IUD or implant, you can submit a claim to your OSHC and they will give you approximately $50 back.

Do I need OSHC if I have Medicare?

Medicare and OSHC Any Medicare coverage you are entitled to under a Reciprocal Health Care Agreement will be in addition to OSHC. Having reciprocal access to Medicare does not exempt you from needing to take out OSHC.

Does OSHC cover blood test?

Cover for international students Ambulance. Doctors and specialist (outside of hospital) Medical tests (X-rays and blood tests) Prescription medicine.

Does OSHC cover hospital stay?

If there is anything you do not understand or if you want more information about your cover, please contact us on 134 148. ahm OSHC provides Benefits towards hospital accommodation for Included services and most Included medical services both in and out of hospital.

Does Bupa OSHC cover pregnancy?

Does my OSHC cover the cost of pregnancy care? Pregnancy and birth are covered under OSHC However, 12 month waiting periods apply for all pregnancy related conditions and any pre-existing conditions. Assisted Reproductive Services are not covered on Bupa OSHC.

Does Bupa OSHC cover ambulance?

Emergency ambulance services will be covered only where the service is medically necessary for admission to hospital or for any condition that requires on-the-spot Emergency Treatment You’re not covered for non-emergency transportation from a hospital to your home, a nursing home or another hospital.

How do I get my OSHC certificate?

To do this, order your card on the Allianz website You should receive your card within five business days. If you need to see a doctor before your membership card arrives, you can print a temporary certificate from the OSHC Allianz website to take with you to the doctor.

Do international students pay for Medicare?

Generally, foreign students in F-1, J-1, or M-1 nonimmigrant status who have been in the United States more than 5 calendar years become resident aliens for U.S. tax purpose if they meet the “Substantial Presence Test” and are liable for Social Security and Medicare taxes.

Is eye test covered in OSHC?

What does OSHC not cover? OSHC does not cover dental treatment, optometry or physiotherapy , additional Extra’s cover is required to support these costs.

How much do I get back from Bupa?

Depending on your cover, we pay 60% to 100% of the cost on most dental, physio, chiro, and podiatry consultations For some services, you’ll pay nothing at all. You’ll usually be able to claim on the spot by swiping your Bupa card. You’ll know instantly if there’s anything left for you to pay.

Can I cancel my health insurance and get a refund?

Yes, you can cancel your health insurance policy and get a refund.

How long does an Allianz claim take?

Upon receipt of the required documents, we will process your claim within 10 business days or within the applicable state requirements.